We receive so many questions from you and realise that understanding the UIF maternity benefits offered by the Department of Labour is so complex that we dedicate this blog to the most pressing questions.
The question number 1 is “How much money will I get?”
The DoL takes 2 criteria into consideration:
Your salary over the last 4 years
Your UIF contributions over the last 4 years
The DoL calculates a daily rate (based on your salary) and multiplies this with the number of days you qualify (length of time you have been contributing to the UIF). Both have a maximum ceiling - the maximum days you can receive payments is 121 (4 months) and the maximum daily rate is pegged at about R185 for a salary of R15000 or more per month.
Salary per month Estimated daily rate
That means if you earn R15000 or more per month the maximum daily rate is R185, which you can get for a maximum of 121 days. R185 x 121 = R22000.
This will be paid (in theory) in four monthly payments of about R5500 per month. In practice, though, the DoL takes 6-8 weeks to approve your claim so the first payment will be for 2 months (about R11000) and then followed by 2 more monthly payments. The above payment examples are estimates and are approximate numbers and UIF-Hero cannot be held liable if the actual payment will differ.
The DoL requires the applicant to submit the UI-4 form every month. Following that submission the monthly payment will be released.
If you partner with UIF-Hero we will do the monthly UI-4 submissions for you and inform you when you can expect the payment in your bank account. The DoL will pay you directly via EFT transfer.